Account Montly Service Charge Minimum Opening Deposit Minimum Balance to Earn Stated APY1 Terms (Months) Rate APY1 Rate Type Dividends Compounded Dividends Credited Dividend Period Additional Deposits Renewable Transaction Limits and Withdrawls Debit Card2
Share Savings3 NONE4 $1 $25 N/A 0.050% 0.050% Variable Rate Quarterly Quarterly Calendar Quarter Allowed N/A Federally Regulated5 No
Money Market (Personal) NONE4 $0 $2,500
$25,000
$50,000
$100,000+		 N/A 1.292%
1.292%
1.687%
2.374%		 1.300%
1.300%
1.700%
2.400%		 Tiered Variable Rate10 Monthly Monthly Calendar Month Allowed N/A Federally Regulated5 No
Certificate9 (Share or IRA)8 NONE4 $500 $500 6
12
24
36
48
60		 2.771%
3.357%
3.357%
3.357%
2.967%
2.967%		 2.800%
3.400%
3.400%
3.400%
3.000%
3.000%		 Fixed Rate Quarterly Quarterly Calendar Quarter Not Allowed Automatic Withdrawals made at maturity without penalty No
Checking6 (Basic or Elite 55+)7 NONE4 $0 $1,000 N/A 0.010% 0.010% Variable Rate Monthly Monthly Calendar Month Allowed N/A Unlimited Yes
Fresh Start Checking6,11 $8 Per Month $0 N/A N/A 0.000% 0.000% Variable Rate Monthly Monthly Calendar Month Allowed N/A Unlimited Yes
Money Market (Business) NONE4 $0 $2,500
$25,000
$50,000
$100,000+		 N/A 2.472%
2.472%
2.472%
2.472%		 2.500%
2.500%
2.500%
2.500%		 Tiered Variable Rate10 Monthly Monthly Calendar Month Allowed N/A Federally Regulated5 No
Business Checking6 $6 Per Month $0 $1,000 N/A 0.010% 0.010% Variable Rate Monthly Monthly Calendar Month Allowed N/A 125 Free 0.25/Each after Yes
Business Plus Checking6 $18 Per Month $0 $1,000 N/A 0.010% 0.010% Variable Rate Monthly Monthly Calendar Month Allowed N/A 300 Free 0.25/Each after Yes