The Credit Union Difference

We are a not-for-profit, member-owned financial cooperative. We offer a better value to our members because we don’t create fees to make a profit for stockholders. Our members ARE the owners, and we are only the stewards of their money.

Meet Our Team!
 

WHO IS ELIGIBLE TO JOIN COLORAMO?

Coloramo is a Community Charter, which means we can serve anyone who: Lives, works, attends school, or has immediate family who qualifies by any of the above criteria in Mesa, Delta, Montrose, Gunnison, Ouray, Garfield, Rio Blanco, and Moffat Counties.

Coloramo Referral Program: If you have a friend or family member who is looking to find their perfect credit union, be sure to tell them about Coloramo! When they join and mention your name, you will get a deposit into your savings account!

What is the history of COLOramo?

Coloramo started in Grand Junction and is owned by its members, most of whom live and work here!

Coloramo was founded in June 1953 here in Grand Junction. Up until 2002, we served only federal agency employees and select employee groups. We applied to convert to a Community Charter and we have been able to serve all Mesa County residents since 2002. In 2018 we expanded our Charter to include Delta and Montrose Counties. In 2020 we expanded our Charter again to include Gunnison, Ouray, Garfield, Rio Blanco, and Moffat Counties.

WHAT DOES COLORAMO MEAN? IS THAT A TYPO?

Coloramo is NOT a typo! Coloramo is an acronym for Colorado Raw Materials Office. A group of Department of Energy employees working in the Atomic Energy Commission Compound founded Coloramo in 1953. They were members of the “Coloramo Social Club”, hence, our name!

Community

The Coloramo team cherishes Western Colorado just like our members do. We understand what it truly means to be local & to serve the community of the beautiful Western Slope.

Coloramo strives to support our community, and is involved in several local events and sponsorships annually. We also host our own events to raise money for local causes. In addition to these events and sponsorships, we love to give back by providing free education to our community on a variety of financial topics. To watch some of our past educational event recordings, click the button below. You can also see below a list of events to join throughout the year!

 Event Recordings
 

ARE MY DEPOSIT ACCOUNTS NCUA INSURED?

NCUA Insurance Calculator

Yes. The standard share insurance amount is $250,000 per share owner, per insured credit union, for each account ownership category.

Scholarship

At Coloramo, we know how important education is. We place a high value on investing in the next generation of dreamers and influencers. That is why we offer scholarships to aid in funding students to pursue a higher education, and receive the instruction that they would be proud of attaining.

The 2026/ 2027 school year application closes March 31, 2026.

Scholarship Application

Congratulations to the 2025/ 2026 school year Scholarship recipient: Jonathan!

 

MORE SURCHARGE-FREE ATMs THAN ANY BANK IN AMERICA

ATM Locator

Yes! Coloramo provides you access to more than 30,000 surcharge-free ATMs around the country. Use the ATM Locator feature here on the website, inside the Digital Banking system, text a zip code to 91989, call (888) 748-3266, or simply look for the CO-OP logo.

2025 Community Events & Sponsorships

We proudly participate in and sponsor the following events:

Wedding of A Lifetime Expo January 26
Local High School Presentations February
Student Education Event ($1,000 Scholarship Available to Attendees) March 25
Coppelia by Colorado West Performing Arts March 29 & 30
72nd Annual Meeting April 23
Classics, Romantics, and Modern Day Works III by CWPAC May 10 & 11
Western Colorado Hero Classic Golf Tournament May 23
Member Appreciation Day & Shred June 13, 11am - 2pm
CMU Homecoming Carnival August 16
Local High School Presentations September
Student Education Event ($1,000 Scholarship Available to Attendees) September 23
A Night for Heroes: St. Mary's Ball September 27
The Parade of Homes September 25 - 28 & October 3 - 5
Thanksgiving Food Drive November 3 - 21
All Services Ball November
Photos with Santa December 5, 2 - 5 PM
 
 

Careers

Our Mission

We will build lifelong member relationships to help our members meet their needs of today and reach their dreams for tomorrow.

Everything we do will be guided by our core values.

  • I will do the right thing.

  • I am committed to building relationships.

  • I support and empower those around me.

To be a good fit, you must truly value our credit union members and your team members. You must strive to make life easier for those around you and desire to make a difference in our community.

As a full-time employee, you will receive:

  • Paid Time Off

  • Life & Disability Coverage

  • 401(k) Retirement Plan

  • Health, Dental, Vision, and Other Insurance Options

If you think you have what it takes to join the Coloramo team, please send your resume to hire@tqcteam.com.

Coloramo FCU is an Equal Employment Opportunity Employer.

Employment Application