Rates


Loan Rates

Vehicle Rates

Type APR* as low as Term
Auto Loan (New & Used) 4.99% - 18.00% Up to 7 years**
Recreational Vehicle 5.99% - 18.00% Up to 10 years**
Utility Trailers 9.90% - 18.00% Up to 4 years**

Effective Date: February 1, 2019


Personal Loan Rates

Type APR* as low as Term
Personal Advances 10.50% - 18.00% Up to 2 years

Effective Date: February 1, 2019


VISA/Line of Credit

Type APR* as low as
VISA Platinum 8.99%
VISA Classic 13.99%
Overdraft Line of Credit 15.90%

Effective Date: February 1, 2019


Mortgage Rates

Type APR* as low as Term
30-Year 1st Mortgage 4.375% 30 years
20-Year 1st Mortgage 3.875% 20 years
15-Year 1st Mortgage 3.75% 15 years
10-Year 1st Mortgage 3.5% 10 years
Home Equity Line Of Credit 6.24% 10 years to advance 10 years to pay back

Effective Date: 03/14/19


Deposit Rates

Share Accounts

Account Dividend Rate APY**
Primary Shares 0.05% 0.05%
Secondary Shares 0.05% 0.05%
Variable IRA Shares 0.05% 0.05%

Effective Date: January 31, 2019


Money Market/Share Draft

Account Dividend Rate APY**
Money Market
$2,500.00 - $24,999.99 0.10% 0.10%
$25,000.00 - $49,999.99 0.25% 0.25%
$50,000.00 - $99,999.99 0.39% 0.40%
$100,000.000 or greater 0.84% 0.85%
Premier Money Market
$2,500.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.30% 0.30%
$50,000.00 - $99,999.99 0.49% 0.50%
$100,000.000 or greater 0.99% 1.00%
Share Draft
$1,000.00 or greater 0.01% 0.01%
Christmas Club
0.15% 0.15%
Effective Date: January 31, 2019

Certificates/ IRA Certificates (Minimum $1,000)

Term Frequency of Compounding Dividend Rate APY**
3 Month Quarterly 0.748% 0.750%
6 Month Quarterly 1.739% 1.750%
12 Month Quarterly 2.084% 2.100%
18 Month Quarterly 2.182% 2.200%
24 Month Quarterly 2.280% 2.300%
36 Month Quarterly 2.379% 2.400%
48 Month Quarterly 2.575% 2.600%
60 Month Quarterly 2.771% 2.800%

Effective Date: 02/11/19


Contact a Loan Officer for qualification requirements.

**Maximum term of loan depends on year of vehicle.