Rates


Loan Rates

Vehicle Rates

Type APR* as low as Term
Auto Loan (New & Used) 4.14% - 18.00% Up to 7 years**
Recreational Vehicle 5.99% - 18.00% Up to 10 years**
Utility Trailers 9.90% - 18.00% Up to 4 years**

Effective Date: October 1, 2019


Personal Loan Rates

Type APR* as low as Term
Personal Advances 10.50% - 18.00% Up to 2 years

Effective Date: October 1, 2019

VISA/Line of Credit

Type APR* as low as
VISA Platinum 8.74%
VISA Classic 13.74%
Overdraft Line of Credit 15.90%

Effective Date: October 1, 2019


Mortgage Rates

Type APR* as low as Term
30-Year 1st Mortgage 3.875% 30 years
20-Year 1st Mortgage 3.50% 20 years
15-Year 1st Mortgage 3.25% 15 years
10-Year 1st Mortgage 3% 10 years
Home Equity Line Of Credit 5.99% 10 years to advance 10 years to pay back

Effective Date: October 1, 2019


Deposit Rates

Share Accounts

Account Dividend Rate APY**
Primary Shares 0.05% 0.05%
Secondary Shares 0.05% 0.05%
Variable IRA Shares 0.20% 0.20%

Effective Date: June 30, 2019


Money Market/Share Draft

Account Dividend Rate APY**
Money Market
$2,500.00 - $24,999.99 0.10% 0.10%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 - $99,999.99 0.349% 0.35%
$100,000.000 or greater 0.797% 0.80%
Premier Money Market
$2,500.00 - $24,999.99 0.10% 0.10%
$25,000.00 - $49,999.99 0.25% 0.25%
$50,000.00 - $99,999.99 0.449% 0.45%
$100,000.000 or greater 0.995% 1.00%
Share Draft
$1,000.00 or greater 0.01% 0.01%
Christmas Club
0.15% 0.15%
Effective Date: September 30, 2019

Certificates/ IRA Certificates (Minimum $1,000)

Term Frequency of Compounding Dividend Rate APY**
3 Month Quarterly 0.996% 1.000%
6 Month Quarterly 1.739% 1.750%
12 Month Quarterly 1.985% 2.000%
18 Month Quarterly 2.231% 2.25%
24 Month Quarterly 1.590% 1.600%
36 Month Quarterly 1.590% 1.600%
48 Month Quarterly 1.739% 1.750%
60 Month Quarterly 2.477% 2.500%

Effective Date: October 16, 2019


Contact a Loan Officer for qualification requirements.

**Maximum term of loan depends on year of vehicle.