LENDING

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Current Auto Loan Rates

Effective Date: October 27, 2025

Type APR* As Low As Term
Auto Loan (New & Used) - Up to 7 years
Recreational Vehicle - Up to 15 years
Utility Trailers - Up to 5 years

Current Mortgage Rates

Effective Date: October 27, 2025

Type APR* As Low As Term
30-Year 1st Mortgage 30 years
Home Equity Line Of Credit 10 years to advance, 10 years to pay back
Home Equity Loan 15-year fixed rate
Personal Construction Loan 9-Month Draw
Spec Home Construction Loan 9-Month Draw
 
 

Current Personal Loan Rates

Effective Date: October 27, 2025

Type APR* As Low As Term
Personal Advances - Up to 3 years

Current VISA/ Line of Credit Rates

Effective Date: October 27, 2025

Type APR* As Low As
VISA Platinum
VISA Classic
Overdraft Line of Credit
Visa Secured Credit Card
 
 

ACCOUNTS

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Current Share Account Rates

Effective Date: October 1, 2025

Share Accounts included are Prime, Secondary, Business, My Account, Fresh Start and IRA Shares.
Account Dividend Rate APY**
Share Accounts
 

Current Share Draft Account Rates

Effective Date: October 1, 2025

Account Dividend Rate APY**
Share Draft / Elite 55
Fresh Start Share Draft
Business Share Draft
Business Plus Share Draft
 

Current Money Market Account Rates

Effective Date: October 1, 2025

Personal Dividend Rate APY**
$2,500.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.000 or greater
Business Dividend Rate APY**
$2,500.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.000 or greater

Current Certificate Rates

Effective Date: October 27, 2025

(Share or IRA Certificates)

Open a Certificate
Term Dividend Rate APY**
6-Month
12-Month
24-Month
36-Month
48-Month
60-Month
 

Serving Western Colorado - Join online or visit one of our branches in Grand Junction, Orchard Mesa, or Fruita.

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