We Value Your Privacy

Financial companies have different ways of sharing your personal information. Federal law gives you certain rights to limit how that information is shared, and it also requires us to explain how we collect, share, and protect your personal details. See our credit union privacy policy below.

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WHAT DOES COLORAMO FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and income

  • Account balances and payment history

  • Credit history and credit scores

When you are no longer our member, we continue to share your information as described in this notice:

How does Coloramo Federal Credit Union protect my personal information?
To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Coloramo Federal Credit Union collect my personal information?
We collect Your personal information, for example, when You open an account, deposit money, pay Your bills, apply for a loan, use Your credit or debit card. We also collect Your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives You the right to limit only sharing for affiliates' everyday business purposes - information about Your creditworthiness, affiliates from using Your information to market to You, and sharing for non-affiliates to market to You. State laws and individual companies may give You additional rights to limit sharing.

REASONS WE MAY SHARE YOUR PERSONAL INFORMATION

Everyday business purposes:

  • Process your transactions

  • Maintain your account(s)

  • Respond to court orders and legal investigations

  • Report to credit bureaus

Marketing Purposes:

  • This allows us to offer products and services that best suit you.

  • We do not share your information with non-affiliates or affiliates for the purpose of marketing to you.

Joint Marketing with other financial companies:

  • This allows us to partner with external financial companies to offer you the products and services that best suit you.

Our affiliates’ everyday business purposes:

  • We do not share your information with non-affiliates for everyday business purposes.

 

DEFINITIONS

Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. Coloramo Federal Credit Union has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies. Coloramo Federal Credit Union does not share with non-affiliates so they can market to You.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to You. Coloramo Federal Credit Union doesn't jointly market.