Make the Holidays a Little Brighter with Coloramo’s Holiday Skip-A-Pay
Published on: November 25, 2025
The holidays are a time for giving, celebrating, and—let’s be honest, spending. Between travel, gifts, and family gatherings, your budget can start to feel stretched thin. That’s why Coloramo is bringing back our Holiday Skip-A-Pay program, to give our members a little extra breathing room when it’s needed most.
What Is Holiday Skip-A-Pay?
Coloramo’s Holiday Skip-A-Pay allows eligible members to skip one qualifying loan payment between November 1, 2025, and January 31, 2026. It’s a simple way to keep your loan in good standing while freeing up funds for holiday expenses. When your request is approved, you’ll skip your regular loan payment for that month, giving you extra cash for things like gifts, travel, savings or year-end bills.
Which Loans Qualify?
Many members use Holiday Skip-A-Pay on everyday loans like vehicle or personal loans. Eligibility depends on your specific loan type and account status. When you submit your request, our team will review your account and confirm which loans qualify.
To be eligible, you’ll need to:
Be a Coloramo member in good standing
Have a current (not past due) loan
Meet any additional program requirements listed in the Skip-A-Pay terms
Final approval is based on a review of your loan and account.
How to Request a Holiday Skip-A-Pay on your loan payment
You can request to skip your payment easily:
Complete the Skip-A-Pay form online or in-branch.
Confirm which loan you’d like to skip.
Review and sign the Holiday Skip-A-Pay terms and conditions.
Your request must be submitted at least one week before your payment due date. Example: If your payment is due on December 15, submit your request no later than December 8.
What to Know Before You Skip
Interest may still accrue on your loan during the skipped month, which could slightly extend your loan term or increase total finance charges. Everything will be clearly outlined in your Skip-A-Pay agreement. The good news? Approved skips under this program do not count as late payments and won’t negatively impact your credit, as long as you follow the program terms.
How Holiday Skip-A-Pay Helps Our Community
Coloramo isn’t just here to help members manage money, we are here to strengthen our entire Western Colorado community. The holidays can stretch any family’s budget, so our seasonal programs are built to make a difference. We offer these programs because:
They give members flexibility when money feels tight.
They put cash back into the hands of local families.
They encourage spending that supports our local economy.
They reward members for choosing Coloramo as their financial partner.
When members have more breathing room, they’re able to spend more locally, creating a ripple effect that strengthens local businesses, supports jobs, and keeps our community thriving. Coloramo is member-owned, so every holiday promotion we offer is centered around what you need—not shareholders.
Skip the stress and keep the joy this holiday season. Fill out your application today here.