AI-Driven Scams Are on the Rise
Published on: October 22, 2025
AI: The New Face of Scams
Technology is advancing fast, and unfortunately, so are the scams. According to a recent Malwarebytes report, AI-powered extortion scams are increasing at an alarming rate, with younger generations being targeted the most. These scams use artificial intelligence, deepfakes, and voice cloning to trick victims into believing false threats or fake emergencies. What once looked obviously suspicious is now far more convincing.
The report highlights that:
1 in 3 mobile users has been targeted by an extortion scam.
Among Gen Z, nearly 60% have been targeted, and over a quarter have already fallen victim.
AI-driven scams include fake kidnapping claims, “sextortion” threats, and cloned voices pretending to be loved ones.
Victims often face more than financial loss. Many report emotional distress, reputation damage, and even academic or work-related consequences.
This new wave of AI scams isn’t your typical phishing attempt. It’s faster, more personal, and designed to exploit trust. Read the full article here to learn more.
How Coloramo Protects Our Members
At Coloramo Federal Credit Union, we’ve been protecting our members and their money since 1953, long before “AI scams” were even a thought. Over the decades, we’ve built trust through strong community values, modern security practices, and genuine, human service.
Here’s how we continue to keep our members safe in today’s digital world:
Proactive Protection & Education: Prevention starts with awareness. Coloramo invests in technology and education to help members recognize and avoid scams, including new AI-driven threats like deepfakes, voice cloning, and mobile extortion. We regularly share fraud alerts, safety resources, and best practices so our members can stay ahead of evolving risks, because protecting your finances starts with knowing what to look out for.
Real People, Real Help: When you call Coloramo, you will always speak to a real, local person who cares; not an automated system or chatbot. We take pride in knowing our members by name and offering compassionate, personal service when you need it most. Whether you’re reporting suspicious activity or just asking a question, our team is here to help every time.
Recovery & Resolution: Even the most cautious person can fall victim to a sophisticated artificial intelligence scam. That’s why, if something happens, we don’t just point you to a form or a hotline, we walk with you through every step. We will help you to secure your accounts, guide you through reporting the incident, and work with you to recover financially and emotionally. At Coloramo FCU, you’re never alone in the process.
Decades of Trust: For more than 70 years, Coloramo has been the trusted financial partner for Western Colorado families. Our members know that behind every product and service, there’s a team dedicated to their safety, security, and peace of mind. We’re not just your credit union, we are your neighbors, friends, and financial advocates. Our promise to protect what matters most hasn’t changed since our founding in 1953.
In Conclusion
AI scams are becoming more realistic and more personal, but with awareness, education, and a trusted credit union by your side, you can stay safe. If you ever feel unsure about a message, phone call, or situation, please reach out to us directly. We will help you verify what’s real, protect your accounts, and recover if necessary, with care, compassion, and experience you can count on. Learn more about Coloramo Federal Credit Union here.