LENDING
VEHICLE RATES
Effective Date: April 15, 2024
| Type | APR* As Low As | Term |
|---|---|---|
| Auto Loan (New & Used) | - | Up to 7 years |
| Recreational Vehicle | - | Up to 15 years |
| Utility Trailers | - | Up to 5 years |
MORTGAGE RATES
Effective Date: April 15, 2024
| Type | APR* As Low As | Term |
|---|---|---|
| 30-Year 1st Mortgage | 30 years | |
| Home Equity Line Of Credit | 10 years to advance, 10 years to pay back | |
| Home Equity Loan | 15-year fixed rate | |
| Personal Construction Loan | 9-Month Draw | |
| Spec Home Construction Loan | 9-Month Draw |
PERSONAL LOAN RATES
Effective Date: April 15, 2024
| Type | APR* As Low As | Term |
|---|---|---|
| Personal Advances | - | Up to 3 years |
VISA/LINE OF CREDIT
Effective Date: April 15, 2024
| Type | APR* As Low As |
|---|---|
| VISA Platinum | |
| VISA Classic | |
| Overdraft Line of Credit | |
| Visa Secured Credit Card |
ACCOUNTS
SHARE ACCOUNTS
Effective Date: April 15, 2024
Share Accounts included are Prime, Secondary, Business, My Account, Fresh Start and IRA Shares.| Account | Dividend Rate | APY** |
|---|---|---|
| Share Accounts | ||
MONEY MARKET
Effective Date: April 15, 2024
| Money Market | Dividend Rate | APY** |
|---|---|---|
| $2,500.00 - $24,999.99 | ||
| $25,000.00 - $49,999.99 | ||
| $50,000.00 - $99,999.99 | ||
| $100,000.000 or greater |
| Term | Dividend Rate | APY** |
|---|---|---|
| 6-Month | ||
| 12-Month | ||
| 24-Month | ||
| 36-Month | ||
| 48-Month | ||
| 60-Month |
SHARE DRAFT ACCOUNTS
Effective Date: April 15, 2024
| Account | Dividend Rate | APY** |
|---|---|---|
| Share Draft / Elite 55 | ||
| Fresh Start Share Draft | ||
| Business Share Draft | ||
| Business Plus Share Draft |
*Annual Percentage Rate
**Annual Percentage Yield
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