Opt-In to Overdraft Protection


Imagine these scenarios:

  • You’re in the grocery store check-out line with a cart full of groceries. You swipe your debit card and it is declined. 
  • You’re out of town at a gas station and you need to fill your tank. You go to pay with your debit card at the pump and it is declined.
  • You’re out of town and need some cash. You go to an ATM, use your card to take out $300. It is declined.

With our Overdraft Advance program, Coloramo can now allow members in good standing to overdraw their personal checking account up to $350. But, you need to Opt In for this service to take effect for your debit card purchases and ATM withdrawals. To opt in, click here to print a copy of the disclosure and application.  Fill it out and then fax, mail, or drop off the application to us for processing.  Or you may simply stop in to any of our branches and ask for an Opt In form.    

This is a great service and gives you a $350 cushion when you need it the most. Instead of the embarrassment of having your card declined at the grocery store, gas pump or ATM, your debit card purchase or cash withdrawal will be approved. There is no cost to sign up and there will never be a charge if you don’t use the service. It’s just great to have the cushion if you ever need it. Read the details on Overdraft Advance and sign up today!