Auto Loans


buy or refinance  with confidence

Your car is an expression of you, so it has to be just right. Whether you're buying or refinancing, Coloramo can help you. We offer competitive rates, and a fast approval process. So you'll be on the road in no time. Get behind the wheel of your dream car today.

  • The rate and term you receive are based on your credit and collateral. The better your credit score, the better your rate!

  • Coloramo offers vehicle loan Terms up to 84 months.

The next time you are looking to purchase a vehicle, apply for the loan at Coloramo and then go to the dealership pre-approved. Or, if you are already at the dealership, tell them you want it financed at Coloramo.  Most area dealers can finance your vehicle with us through an indirect lending program called CU Direct Connect. 

First-Time Car Buyer

Don't have enough credit history to quality for our regular new or used vehicle loans?

We can help with our First-Time Car Buyer Program. Buying a car is one of the most important financial decisions you'll ever make. That decision gets even bigger when you've never done it before. Our goal is to get you into the vehicle – and finance option-that's right for you. Don't panic, even if you have no previous vehicle buying experience, our First-Time Auto Buyer Program can give you the opportunity to enjoy a vehicle of your own. If you have little, to no credit, and are ready to embark on the purchase of your first car, we offer low rates, manageable terms, and an excellent means to establish your credit history.

  • Must be 18 years of age 

  • Must have independent means of repaying the auto loan or a qualified co-signer 

  • Proof of auto insurance required