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Membership

Online Bill Pay Service & FREE Online Banking

Coloramo now has a Community Charter, which means we can now serve anyone, who:

  • lives in Mesa County

  • works in Mesa County

  • attends school in Mesa County

And don’t forget that immediate family is AUTOMATICALLY ELIGIBLE to join Coloramo.  For example, if you live in Fruita, your brother in Chicago can join because you are eligible.

Please call us to learn about your eligibility at:
970-243-7280 or toll free at:  1-800-285-6490.

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Privacy Policy

How to Become a Member

  Services Offered

Credit Union History

We deliver a range of low cost products and services to the diverse social make-up of our members. We will look for better ways to meet the needs of unserved and underserved portions of our membership and potential member base.

Coloramo Federal Credit Union Privacy Notice 

Coloramo Federal Credit Union is committed to safeguarding your confidential information. We restrict access to your personal and account information to those employees who need to know that information to provide products and services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
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We collect nonpublic information about you from the following sources: 

-- Information we receive from you on applications or other forms. 
-- Information about your transactions with us or others. 
-- Information we receive from a consumer reporting agency.

We do not disclose any nonpublic information about you to anyone, except as permitted by law. 

If you become an inactive member or decide to end your membership with Coloramo, we will adhere to the privacy policies and practices described in this notice.

How to become a Member

MEMBERSHIP is established by:
  * 
Confirming that you meet any of the demographic or geographic requirements
      in order to join Coloramo
 
Providing (2) forms of valid Identification
  *  Signing a completed membership application form
  *  Paying a non-refundable $5 membership fee and
  *  Opening a Prime Share Account with a $25 par value deposit

Credit Union History

Coloramo Federal Credit Union was established with an Organization Certificate on June 8, 1953 issued by the Bureau of Federal Credit Unions. It started with eight original members purchasing one share at the par value of $5, providing assets of $40. Today Coloramo serves 7,403 members with assets of $52. million.

Credit Unions are cooperatives. A cooperative (co-op) belongs to the people who use it, and operates solely for the members' benefit. The member-owners share
equally in the co-op's direction, either directly as a volunteer, or by electing the board of directors that oversees policies and hires top management to run the daily business.
It is a responsibility and privilege for members to contribute to the successful growth, direction, and integrity of the Credit Union.
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Membership continues after leaving your employer, or the geographic area.

Services Offered
  • Full SAVINGS SERVICES insured to $100,000 by NCUA

  • Credit Life and Credit Disability Insurance for loan protection
  • Travelers Cheques
  • Money Orders
  • Direct Deposit
  • Visa Credit & Visa Debit Cards for qualifying members.
    To access ATMs for cash withdrawals
  • Audio Response Telephone access to accounts at all times
  • Members Financial Services for Financial Investment Counseling
  • NARFE - Federal Retiree Benefit Counseling
  • GAP (Guaranteed Asset Protection) Insurance 
  • Auto Purchasing through Indirect Lending
  • FREE Online Banking

  • FREE Online Bill Pay Service

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