Vehicle Loans


Coloramo offers vehicle loans for up to 84 months. The rate you receive is based on your credit. The better your credit score, the better your rate!

Banks do not like to lend on vehicles with over 100,000 miles. Coloramo does!

Banks use the NADA Loan Value for what they will lend on a vehicle. Coloramo uses the NADA Retail Value, which is usually $2,000-$3,000 more. So, we will finance more of the vehicle for you.

Banks often do not publish their rates so dealers can raise the rate to make more money off of you, the consumer. Coloramo’s rates are the same low rate inside our lobby that they are at the dealership.

Thinking of taking the manufacturer’s 0% or low rate financing?  By taking the low rate for the loan, which may have many conditions attached to it, you usually can’t ask for the cash rebate (thousands of dollars off the price of the vehicle).  Be sure to compare offers carefully when making that decision.

The next time you are looking to purchase a vehicle, apply for the loan at Coloramo and then go to the dealership pre-approved. Or, if you are already at the dealership, tell them you want it financed at Coloramo.  Most area dealers can finance your vehicle with us through an indirect lending program called CU Direct Connect. 
 
Click here to apply online for your vehicle loan!
 
 
Auto Loan Calculator

 
 

 

Address: 516 28 Road, Grand Junction , Colorado 81501
Phone: 1-970-243-7280 or 1-800-285-6490 | Fax: 1-970-242-6506
Routing #: 302176580
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act