Our Money Market Account is designed to reward you for saving more money. The account pays a higher dividend than the Prime Share Account, but not as high as a Time Certificate. If you have more than $2,500, but don't want to lock it up in a Certificate, the Money Market Account is a great choice. Under $2,500 it earns no dividend. It has 4 tiers with a higher dividend in higher tiers: Under $2,500; $2,500.00-$24,999.99; $25,000.00-$99,999.99; and $100,000 +. Check out our Rates pages to see current rates.