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Loan Rates

Vehicle Rates
Effective Date: 05/01/2010
TypeAPR* as low asTerm
Auto Loan (New & Used) 4.49 - 18.00% Up to 6 years**
Recreational Vehicle 8.50- 18.00% Up to 7 years**
Utility Trailers 9.90 - 18.00%

Up to 4 Years**

* APR = Annual Percentage Rate. Rates are subject to credit score and subject to change without notice. **Up to  the number of years indicated subject to the year of the vehicle.

 

Personal Loans
Effective Date: 01/01/2010
TypeAPR* as low asTerm
Personal Advances 10.00 - 18.00% Up to 4 Years

* APR = Annual Percentage Rate. Rates are subject to credit score and subject to change without notice.

Line of Credit / VISA
Effective Date: 01/01/2010
TypeAPR* as low as
Overdraft LOC 13.90%
VISA 13.90%
Share Secured VISA 7.90%
* APR = Annual Percentage Rate. Rates are subject to credit score and subject to change without notice.

Real Estate Rates
Effective Date: 07/30/2010
TypeAPR* as low asTerm
Real Estate 30 yr 1st 4.38% 30 yr
Real Estate 15 yr 1st 4.75% Up to 15 yrs
Real Estate 12 yr 2nd 6.00% Up to 12 yr 2nd
Raw Land 8.00% 7 yr Max (1st DOT only)
HELOC** 4.000%  

*APR = Annual Percentage Rate. All rates are within 1% origination + $100.00 processing + fees. HELOC is based on 70% LTV or less. 

Must qulify at current prime rate (+) according to tier 2.00%.  Minimum LOC of $10,000.00.  Prepayment penalty of $250.00 if paid off within the first year.  Higher LTV may be considered.  Contact a Loan Offcier to see if you qualify.

 

 

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Address: 516 28 Road, Grand Junction , Colorado 81501
Phone: 1-970-243-7280 or 1-800-285-6490 | Fax: 1-970-242-6506
Routing #: 302176580
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act