
Deposit Rates
| Share Accounts | ||
| Effective Date: 12/31/2011 | ||
| Account | Dividend Rate | APY** |
| Primary Shares | 0.099% | 0.10% |
| Secondary Shares | 0.099% | 0.10% |
| Variable IRA Shares | 0.099% | 0.10% |
** APY = Annual Percentage Yield. Dividends are based on average daily balance and are posted quarterly on Primary, Secondary, and Variable IRA shares. | ||
| Money Management / Share Draft | ||
| Effective Date: 01/01/2012 | ||
| Account | Dividend Rate | APY** |
Money Management | ||
| Under $2,500.00 | 0.000% | 0.00% |
| $2,500.00 - $24,999.99 | 0.149% | 0.15% |
| $25,000.00 - $99,999.99 | 0.249% | 0.25% |
| $100,000.00 or greater | 0.349% | 0.35% |
Premier Money Management | ||
| Under $2,500.00 | 0.000% | 0.00% |
| $2,500 - $24,999.99 | 0.199% | 0.20% |
| $25,000 - $99,999.99 | 0.349% | 0.35% |
| $100,000.00 or greater | 0.449% | 0.45% |
Premier Money Management is available only to those who have been members for 10 years or more | ||
Share Draft | ||
| $1000.00 or greater | 0.009% | 0.01% |
Christmas Club | ||
| 0.199% | 0.20% | |
**APY = Annual Percentage Yield. Dividends are based on average daily balance and posted monthly on Christmas Club, Money Management, and Share Draft. | ||
| Certificates (Minimum $1000) | ||
| Effective Date: 09/30/2011 | ||
| Regular and IRA Certificates - $1000.00 Minimum | ||
| Term | Dividend Rate | APY** |
| 3 month | 0.149% | 0.15% |
| 6 month | 0.299% | 0.30% |
| 12 month | 0.499% | 0.50% |
| 18 month | 0.649% | 0.65% |
| 24 month | 0.799% | 0.80% |
| 36 month | 1.145% | 1.15% |
| 48 month | 1.442% | 1.45% |
| 60 month | 1.887% | 1.90% |
**APY = Annual Percentage Yield. Rates are subject to change. | ||
| Minor Certificates (Minimum $500) | ||
| Effective Date: 09/30/2011 | ||
| Regular and IRA Certificates - $500.00 Minimum | ||
| Term | Dividend Rate | APY** |
| 3 month | 0.149% | 0.15% |
| 6 month | 0.299% | 0.30% |
| 12 month | 0.499% | 0.50% |
| 18 month | 0.649% | 0.65% |
| 24 month | 0.799% | 0.80% |
| 36 month | 1.145% | 1.15% |
| 48 month | 1.442% | 1.45% |
| 60 month | 1.887% | 1.90% |
Minor Certificates available only to youth under the age of 18. | ||
** APY = Annual Percentage Yield. Rates are subject to change. | ||