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Deposit Rates

Share Accounts
Effective Date: 3/31/10
AccountDividend RateAPY**
Primary Shares 0.149% 0.150%
Secondary Shares 0.149% 0.150%
Variable IRA Shares 0.349% 0.350%
** APY = Annual Percentage Yield. Dividends are based on average daily balance and are posted quarterly on Primary, Secondary and Variable IRA shares.

Money Management / Share Draft
Effective Date: 03/01/10
AccountDividend RateAPY**

Money Management

Under $2,500.00 0.000% 0.00%
$2,500 - $9,999.99 0.249% 0.25%
$10,000 - $24,999.99 0.499% 0.50%
$25,000 - $49,999.99 0.598% 0.60%
$50,000 - $99,999.99 0.698% 0.70%
$100,000 or greater 0.698% 0.70%
Christmas Club 0.249% 0.25%

Share Draft

$1000.00 or greater 0.099% 0.10%
**APY = Annual Percentage Yield. Dividends are based on average dail balance and posted monthly on Christmas Club, Money Management and Share Draft.

Certificates (Minimum $500)
Effective Date: 04/26/10
Regular and IRA Certificates - $500.00 Minimum
TermMinimum AmountDividend RateAPY**
3 month $500.00 N/A N/A
6 month $500.00 N/A N/A
12 month $500.00 N/A N/A
18 month $500.00 0.897% 0.90%
24 month $500.00 1.095% 1.10%

Certificates (Minimum $1000)
Effective Date: 04/26/10
Regular and IRA Certificates - $1000.00 Minimum
TermDividend RateAPY**
3 month 0.300% 0.30%
6 month 0.499% 0.50%
12 month 0.789% 0.80%
18 month 0.897% 0.90%
24 month 1.095% 1.10%
**APY = Annual Percentage Yield. Rates are subject to change.

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Address: 516 28 Road, Grand Junction , Colorado 81501
Phone: 1-970-243-7280 or 1-800-285-6490 | Fax: 1-970-242-6506
Routing #: 302176580
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act