Credit Cards

Not all credit cards are created equally! Just because it says Visa or MasterCard, doesn’t make it a good value for you. However, a Coloramo credit card is a great value. Read the fine print of the disclosures of the credit card applications you get in the mail. You’ll find they aren’t such a great deal when you see the default interest rates, late fees, over limit fees, balance transfer fees, etc. They may have a great teaser rate or a rewards program, but think about the cost to you to use that card.
Compare the credit card offers you get in the mail with the Coloramo credit card!

• 13.9% APR for the unsecured card; 7.9% APR for the secured card (secured means using money you have in savings or a Certificate at Coloramo as collateral, meanwhile still earning dividends)
• No Annual Fee
• No default rates. Your rate will never go up just because you were late or accidentally went over limit.
• Cash Advance Rate is 13.9% APR for the unsecured and 7.9% APR for the secured card.
• You have the option to pay your credit card bill simply by making an online banking transfer!

Our Over Limit Fee is $15.

Our Late Fee is $25, assessed on the 10th day after the due date (the 25th).

Coloramo’s Visa Credit Cards are a great value.   Apply today!  Click here to fill out a loan application.